ENGINEERING RESEARCH PAPERS

online payment IEEE PAPER




Online payment for access to heterogeneous mobile networks
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ABSTRACT This paper describes an architecture where access to heterogeneous mobile networks is granted on the basis of online payment methods. Access methods for GSM networks were designed for subscribed post-pay customers. With Intelligent Networks (IN)

Analysis Tracking Online Payment System
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Abstract:Payment is an important factor in a purchase transaction. Ease of payment is a convenience factor in shopping. The easier way of payment of the service users will be more comfortable in the shop. The conditions will be different if the groceries are many and

E-commerce with online payment through bank card
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ABSTRACT: The e-commerce has become a routine part of human life because it offers major advantages: convenience (it's no longer necessary to visit a store to be able to shop), efficiency (the buyer can visit several virtual shops in a very short time, the crowd of shops

Risk, convenience, cost and online payment choice: A study of eBay transactions
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Abstract Online payments are a critical issue in electronic markets. This research investigates online payment choices using probit and nested logit model based on the survey data we collected from eBay users. We develop a theoretical framework to model

Game design on item-selling based payment model in Korean online games
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ABSTRACT The paper covers issues of item-selling based payment model (micro- transactions) in Korean online games. Firstly, we characterize two payment models in online game: subscription based payment model and item-selling based payment model. We

PayPal as the most loved payment system among merchants and buyers inonline transactions
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Abstract: PayPal is a global e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as checks and money orders. It was founded

Emerging online e-payment and issues of adoption
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Due to the rapid growth of e-commerce, the physical boundaries between parties in business transaction have been eliminated by the fast and convenient network connection. Nevertheless, most payment still has to be carried out offline by conventional methods.

An investigation about customers perceptions of security and trust in e-payment systems among Iranian online consumers
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ABSTRACT Few studies have addressed payment issues related to online banking in Iran. This paper examined issues specifically related to e-payment security from the viewpoint of customers, proposing a conceptual model that delineates the determinants of consumers'

Analysis and Solution for Virtual Personal Payment System of Online Banking
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Abstract Virtual personal payment system solution of online banking is proposed based on well known Public Key Infrastructure (PKI) in this paper. It will cover how to build a PKI architecture and online payment procedure on top of PKI.Virtual means the system

An IT Security Investigation into the Online Payment Systems of Selected Local Government Councils in WA
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Abstract-The paper examined information technology (IT) security of the online payment systems at the three selected local government councils in Western Australia (WA). The scope of the study included the architecture, the infrastructure devices, port scanning and

Romanian Consumer Psychology Relating to the Methods of Online Payment
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Abstract With the advent of products and services offered online, buyers have the opportunity to purchase goods of lower prices than the traditional environment. Online market has grown exponentially in recent years, but in Romania, had a weight gain. One

A Comprehensive Analysis of Attacks on Online Payment Schemes
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ABSTRACT When payments are to be made over the Internet, security becomes critical. The target of some attackers. To maintain the clients' trust and confidence in the security of the services, the financial institutions and

Online Payment Mechanisms in the Chinese Domestic Economy
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Research dissertation presented for the approval of Senate in fulfilment of part of the requirements for the degree of Master of Laws in approved courses and a minor dissertation. The other part of the requirement for this qualification was the completion of a programme

Online gambling payment restrictions: A worldwide overview of (some) regulations
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–In quite a lot of countries, Payment Services Providers' and Internet providers liability could be triggered as soon as they have effective knowledge of illegal activities.–The risk is to be assessed on a case-by-case basis but the risk is clearly higher for Banks holding illegal

Electronic Payment and Online Gaming.
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Abstract. We will evaluate electronic payment (ePayment) systems by employing a use- value analysis. The key success factors of ePayment systems are security and flexibility. Not surprisingly, it turns out, that there is neither a" best" nor a" most secure" ePayment system

Non-repudiation in order, delivery and payment process for a sustainableonline business
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Abstract: Online businesses in Malaysia suffer from the lack of non-repudiation in the ordering, delivery and payment process. Most businesses cannot sustain their growth because of this limitation. The paper presents a new model for the implementation of

Review of Online Payment System-Asha Soft.
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ABSTRACT Community Processes are the key interventions under NHM with community engagement to ensure people's participation in health and to enable action on social determinants of health. Under NHM it is important to strengthen community processes

Secured Data Transmission for Online Payment System Using Steganography and Visual Cryptography
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ABSTRACT This paper presents a new approach for providing limited information only that is necessary for fund transfer during online shopping thereby safeguarding customer data and increasing customer confidence and preventing identity theft. Nowadays high-speed

Secure Online Payment System Using Stegnography and Visual Cryptography
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Abstract: A rapid growth in E-Commerce market is seen in recent time throughout the world. With ever increasing popularity of online shopping, Debit or Credit card fraud and personal information security are major concerns for customers, merchants and banks specifically

Secure Online Payment System using Visual Cryptography
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Abstract: With the commencement of internet E-Commerce is rapidly growing market. Phishing is most popular attack possible in E-commerce environment as Phishing means is the attempt to gain sensitive information of an user such as usernames, passwords, and

BPCS Steganography and Visual Cryptography: An Advance Technique forOnline Payment Security in E-Commerce for Developing Countries
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Abstract: A high-speed prosperity in E-Commerce market has been witnessed in recent time throughout the planet. With ever increasing quality of on-line searching, Debit or mastercard fraud and private data security ar major issues for purchasers, merchants and banks. No

Online Payment System with Phishing and DDOS Detection and Prevention
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Abstract Security is the one of most important feature of banking sector. E-commerce safety is the one of the uppermost visible security that controls the end user during their day to day life and payment interaction with their business. Sharing of account related data in

Implementation of IRIS recognition for Securing Online Payment
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ABSTRACT Iris Recognition is considered as the best among all the biometric security due to its high recognition rate, iris is unique for every human and even uncorrelated for twins. The proposed document focuses on implementing the iris recognition in online payment

Evaluating Online Payment Transaction Reliability using Rules Set Technique and Graph Model
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Card is a payment method which is very popular recently. However, transactions on the Internet are not really safe. It is very easy to steal information from those transactions. Banks and insurance companies have consumed both time and cost to trace back transaction

E-commerce: Recommended Online Payment Method-PayPal
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Abstract:This paper gives the information and recommended online payment method and comparison with outstanding Online Payment Systems. A payment gateway is an electronic- commerce application service provider provision that authorizes credit card payments for

Research on Union-Bank Online Payment Model System Design
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Abstract Along with the rapid development of Internet, e-commerce has become an integral part of life. It owns most of its success to online payment. Nevertheless, some problems of the online payment are becoming the largest restricts in the development of e-commerce.

Enhancing Online Payment System Security Using VC And QR Code
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Abstract: There has been a rapid growth in E-commerce throughout the world. With this growth, the increase in popularity of Online shopping is rapidly increasing. Due to this popularity, there has been a tremendous realization and growth in hacking one's data.

Online Payment for Toll Gates
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ABSTRACT As we see day to day, when we want to cross a toll gate moving from one place to the another, we need to wait in the queue for a long period of time and pay for the transportation. We find it very difficult to wait in the queue for such a long time. This could

Survey on shopping recommendation system with secure online payment
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Abstract: Recommendation System is used to recommending to the user. The objective of recommender to assist users to find out items which they would be interested in. However, current ways suffering from such issues as information poorness, recommendation quality,

Online textbook payment for Koperasi UiTM using standing order account
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ABSTRACT Online bookstore has become one of the effective ways to market various kinds of books. There are many types of electronic payment methods available to be used in online shopping environment. Standing Order Account is used as the payment method in

GNU Taler–A privacy-preserving online payment system for libre society
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Page 1. GNU Taler A privacy-preserving onlinepayment system for libre society Christian Grothoff Inria Rennes Bretagne Atlantique 25.4.2016 Capitalism is using its money; we socialists throw it away. Fidel Castro Page 2. Where We Are Page 3. Where We Are Page 4.

Online Transaction Payment System using Visual Cryptography and Text Steganography
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Abstract:In the present computer era online payment system will allow a consumer to make online payment to any online merchant or a supplier or a wholesaler who will provide a payment gateway or a virtual channel will be established between consumers and the

Temporal separation of payments and consumption in online paymentsystems and their impact on firm strategies
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This dissertation could not have been written without Dr Sirkka L. Jarvenpaa and Dr. Kerem Tomak who not only served as my supervisors but also encouraged and challenged me throughout my academic program. They and my other committee members, Dr. Cynthia M.

Online Payment System using BPCS Steganography and Visual Cryptography
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Abstract: a high-speed prosperity in E-Commerce market has been witnessed in recent time throughout the world. With ever increasing popularity of online shopping, Debit or Credit card fraud and personal information security are major burden for customers, merchants

Implementation of a Prototype for Secure Online Payment System Using Discrete Cosine Transformation and Permutative Straddling
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ABSTRACT E-commerce is the current trending topic in the online shopping market. With ever increasing popularity, the payment methods used are more prone to fraudulent attacks with misuse of credit/debit cards or personal information. Such attacks are more in the

Online-Payment System for Electricity Charges using Multi-agent Architecture
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Abstract: The Traditional cash payment for electricity charges is characterized by long queue; long distance traveling and time wasting that negatively affect business activities and ultimately economic development. In the present time, the internet has brought about

Online Payment Process
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Why people came up for online business There are many reasons why we go for this type of business. For the seller or merchants, they can operate their business profitably 24/7 and reach the market across the world-geographical boundary is not a barrier anymore. It is

PERCEPTION IN THE CORRELATION BETWEEN THE TENDENCY OF USING INTERNET AND CUSTOMERS'WILLINGNESS TO USE ONLINE PAYMENT
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Abstract This study aims to determine the extent of the influence of risk perception on the willingness of customers to use online payment system and online purchases, as well as to measure whether the experience and the tendency to use the internet have a significant

Online Payment System at Saudi Arabia
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Abstract: Technology has changed the ways of doing businesses and discharging business obligations. Technology has strongly impacted on professional as well as personal lives of people. Saudi Arabia has established centralized system of online payment that has

ONLINE PAYMENT SECURITY IN E-COMMERCE: A NEW APPROACH TO E-PAYMENT THROUGH NFC TECHNOLOGY
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ABSTRACT In response to the increase in the number of ecommerce security incidents and frauds firms and governments are seeking alternative forms to financial transactions. Unlike traditional payment which can be authenticated by account information the lack of physical The credit card is a popular payment method for the purchase of goods and services. Traditionally, credit cards are used by buyers to purchase merchandise from brick-and- mortar stores. Transactions are carried out face-to-face. Typically, the merchant first

QuickPay: Protocol for Online Payment
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ABSTRACT Even before the Internet bubble, online payment was viewed as a promising technology [4, 22]. But in spite of the potentially large demand, such systems have failed to become a major method of online financial transactions. Based on the analysis of existing

'RELIABILITY'OF ONLINE PAYMENT PROCESS A STUDY OF END USER'S PSYCHOLOGY
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ABSTRACT Reliability is an abstract term and often used in the stream of engineering as a performance measure. In behavioural science when we talk about reliability what does it actually mean Which parameters can be used to measure the term reliability What are

A Multifactor Authentication Security Protocol to Prevent Risks posed by Phishing, For Internet Based Online Payment System
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Abstract:Security is a major issue in internet based online payment system. There are various internet threats which affect the security system of internet and increase risk for electronic transaction. The current authentication technique for payment system is not very

Enhanced Secure Online Payment Using Mobile Phone Network Infrastructure and Biometrics
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Abstract:Mobile communication network requires high-end security for online payment through NFC, to sustain the privacy of information. In this paper we have introduced a novel online payment procedure work which combines both the concepts of cryptography and

Online Electronic Bill Payment by Post-Paid Card Using Virtual Banking Concept
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Abstract Paper bills are now the prime instrument of communication between billing companies and their consumers. However, their potential for interaction is limited, and they are not interactive. In traditional system, paying bills presentment and payment systems

Online Based Authentication and Secure Payment Methods for M-Commerce Applications
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The widespread use of the Internet has contributed enormously towards the growth of e- commerce. Technological advances in mobile phones (eg Smartphones) have also made it possible to carry out e-commerce via mobile phones (m-commerce). M-commerce

Payment Schemes in Online Marketplaces: How Do Freelancers Respond to Monetary Incentives
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ABSTRACT The rise of online labor marketplaces has allowed employers to hire freelancers around the world to perform various tasks. Though effective incentive schemes are important in any labor market, they are particularly valuable in these marketplaces, as employers

An Online Security Protocol for NFC Payment
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Abstract:Nowadays, NFC technology is integrated into bank cards, smartphones and sales point terminals in order to immediately execute payment transactions without any physical contact. EMV is the standard intended to secure both contact (traditional) and contactless-

Payment Instruments, Financial Privacy and Online Purchases
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Abstract The protection of financial personal data has become a major concern for Internet users in the digital economy. This paper investigates whether the consumers' use of non- bank payment instruments that preserve financial privacy from banks and relatives may

BUYER'S MINDSET ABOUT ONLINE PURCHASE AND AUCTION, AND ITS EFFECT ON PAYMENT CHOICE
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ABSTRACT Payment is an inborn part in any e-transaction. Accompanied with any e- transaction is the idea of risk. This risk is more prevalent in e-auction than e-purchasing because for the former, the transaction parties are individuals and e-auction fraud is often

ONLINE FEES PAYMENT SYSTEM FOR MAKERERE UNIVERSITY (MUK-OFPS)
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Abstract Makerere University has a large number of students who pay all the university fees through cash deposits, electronic funds transfer or bank drafts to the university s accounts in specific bank branches. These methods of paying fees have not been efficient enough

Security Enhanced Online Registration Prepaid Scratch Card PaymentApproach
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ABSTRACT The advent of e-commerce has created new financial needs that in many cases cannot be effectively fulfilled by traditional payment systems. Prepaid cards, originally conceived as a convenient way for consumers to pay for telephony access, are currently

The Influence of Positive Role of Price Perceptions on Payment Intention and Price Acceptability in the Online Digital Goods Market
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Abstract Online Digital Goods Marketplace (ODGM) facilitates the transactions between the buyers and the seller community more efficiently than the off-line physical marketplace. It represents almost perfect competitive market because of the characteristics of information

Thompson to begin online tax payment option
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THOMPSON Beginning Thursday, Jan. 5, Thompson taxpayers will have the option of paying their tax bills online or by telephone, as well as the old, trusty methods of by mail or in person. Real estate, personal property, motor vehicle and supplemental motor vehicle

Online credit card bill payment and personaltiy type
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ABSTRACT The Internet has become a fully integrated part of the world's business community and social culture. An important part of this integration is the Internet's interaction with credit cards, both as a medium of exchange and transaction, and as an interface for